Why are Kingdoms and Clans all very poor?

1.2.12 Vanilla (ie not ROT or overhaul)

Every Kingdom Bank is at 0 bar Western Empire

All clans 4-5 tier are very poor

Party’s going around with 9-30 men (while my 2 parties have 130+

I’ve set additional funding daily from Shadow Tweaks to counter this - daily 6000 - this appears to be pumping money back and making party’s larger

Caravans are still running around the map

Towns all have 50-90k gold restocking

But without shadow tweaks, economy is not working right

Mods that may be having an impact:

Shadow Tweaks (currently helping)

War Ai Tweaks (the new one) - vanilla tributes on

Diplomacy (war exhaustion etc for War Ai tweaks off)

I don’t have anything else that should be wildly impacting economy

Mount And Blade Game