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How do I help my clans make money?

So my this is my first run of the game and in my current game state all of the Empire factions have been just about wiped out. The Vlandians are the strongest, with the Khuzaits, Battanians, and Aserai right behind them. The only other weaker faction left is Sturgia, who has been getting eaten bit by bit by vlandia all game. Now, I pay absurd tribute to the four strongest clans so they don’t just crush my borders (most of my fiefs are in the middle of the map, it was the only choice I had). I’ve learned now that my clans couldn’t do anything meaningful because they’ve been in debt. The clan with the most fiefs in my kingdom is nearly 4 million in debt, a number which I can’t even fathom what to do about. I managed to get another clan out of debt, but they’re sinking back in it because I can’t stipend them constantly. A third clan of mine joined the kingdom recently and was free of debt but is now also falling into it. All of these mentioned clans have holdings that are basically all c...
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I'm stuck between destroying/rebuilding empire.

Okay so I'm new to the game and have a few questions I need help with.

  1. I see that whether you choose to rebuild or destroy the empire you have to either create/support a kingdom or create/support a fraction. I want to know in a general sense what are the two different starting points to creating/supporting either seneriao.

  2. I also am wondering if you choose to support a kingdom/fraction can you later after building up some land/men/money can you leave the supporting kingdom/fraction and keep all that & start your own kingdom/fraction to help Jumpstart?

  3. What are some things to worry about if you choose to create a fraction/kingdom from scratch?

submitted by /u/Kriszcruz23
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